About
Payment infrastructure and enterprise engineering for the Caribbean.
We build the payment rails, middleware integrations, and automated financial workflows that enable regional enterprise to scale without operational risk.
Based in Kingston, Jamaica. Working across the Caribbean.
Who we are
A decade of engineering production systems in the Caribbean.
I started Bowen Consulting after ten years of building integrations for Jamaica's largest insurance, financial services, and distribution companies. The systems I built handle real money, real policy data, and real operational workflows. The kind where a bug means a customer doesn't get paid or a claim doesn't process.
That's the foundation. Every integration we deliver carries the same standard: it works under load, meets compliance requirements, and holds up under real operations.
What we do
Three core ways we serve regional enterprise.
Payment infrastructure
Turnkey SaaS platforms (Ridley) and WooCommerce payment gateways (Margot & Sandra) built for PowerTranz and Fiserv acquirers across regional currencies.
Enterprise engineering
Custom middleware connecting insurance cores (UnderWriter™), payment gateways, and accounting systems (QuickBooks) to eliminate manual entry and operational risk.
AI-native enablement
Hands-on corporate workshops and custom AI workflow engineering—embedding document intelligence and automated processes into existing operational pipelines.
Our Products
Ready to use.
Ridley
Payment links, hosted checkout, subscriptions, and analytics in one dashboard. Connect your PowerTranz, Fiserv, or DimePay merchant account. Flat monthly pricing, no percentage cuts.
Learn more about RidleyMargot
WooCommerce payment gateway for merchants on PowerTranz. 3D Secure, 11 currencies, refunds and voids from your dashboard. One-time purchase.
Learn more about MargotSandra
WooCommerce payment gateway for merchants on Fiserv. 3D Secure, 12 currencies, HMAC tamper protection. One-time purchase.
Learn more about SandraWhere We Operate
Kingston, Jamaica. Serving the Caribbean.
We work primarily with businesses in Jamaica, Trinidad and Tobago, Barbados, and the wider Caribbean. Our products and integrations are built for the payment rails, compliance requirements, and business realities of this region.
If your business operates in the Caribbean and needs payment infrastructure, system integrations, or custom software, we should talk.